What is Active Commerce Franchises?

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comercio activo

Active Commerce Programme

The Active Commerce Programme has been designed to help defer and spread payments using Grupo Cooperativo Cajamar Point of Sale Terminals during periods when consumption periodically increases.

The Programme offers very competitive rates to retailers, encouraging them to offer interest free payment plans to customers who pay using Grupo Cooperativo Cajamar credit cards. This strategy benefits:

  • customers, who can spread their payments at no additional cost , y
  • retailers, who can offer payment plans at promotional interest rates.

Furthermore, during scheduled periods, we develop actions aimed at publicising the advantages of the Active Commerce programme and incentivising payment plans, through advertising campaigns, informing its customers, etc.

Furthermore, the platform informs our customers of the different ways they can defer or spread payments.

How can I take part?

Benefit from the advantages of the Active Commerce Programme

If your business is not yet enjoying the advantages of Active Commerce, drop into your branch and they will inform you of the benefits of the Programme: promotional interest rates, publicity, etc.

As soon as you have signed up to the Programme, your branch will provide you with a logo so your customers can see you are part of the Active Commerce Programme ; from then on, you can offer customers who pay using a Grupo Cooperativo Cajamar credit card the possibility of deferring or spreading payments over 3, 6, 9 and 12 months interest free .

Multi-Currency PoS Terminal service (DCC - Dynamic Currency Conversion)

This is a free service that allows you to offer foreign customers the chance to pay in Euros or in their own currency. This way, when a customer uses their card outside of the country in which it was issued, they can pay in their own currency, accepting a certain exchange rate.

This service is only available for VISA and MasterCard.

This service is aimed particularly at tourist business with a large proportion of customers who do not have the Euro in their home country: shopping areas at airports, train stations, hotel lobbies, shopping centres and holiday or residential tourist areas.