As of 15/01/2015, all invoices presented to public administrations must be in an electronic format.
How can I sign up for your platform?
You must be a customer of our bank.
Contact your branch to register with our electronic banking service and ask them to activate the e-Invoicing platform.
When you sign into electronic banking, you will see an E-INVOICING tab. Click on it to access your e-invoicing platform, where you will find all your options to manage your electronic invoices.
An e-invoice is a document generated through an electronic invoicing or billing process. It has the same value and validity as a traditional paper invoice.
Electronic invoicing involves sending invoices (computer files with the content required by law) from issuer to recipient by electronic means (from one computer, mobile device, etc. to another), signed using recognised digital certificates that assure their authenticity and integrity.
Electronic invoices or e-invoices are fully valid in Spain.
The following legal provisions govern electronic invoicing:
This process can save up to €0.75 for every invoice sent, and €1 for every invoice received. Ejemplo
|Invoice sent||Invoice received|
|The saving you make with our platform is:||€1.85(€2.23-€0.38)||€3.00(€3.38-€0.38)|
|Costs of Paper Invoicing||Paper: Issue (print, send, and process):||€0.75||€1.90|
|Storage (cabinets, filing, labels, processing...)||€1.48||€1.48|
|Costs with our e-Invoicing platform||Platform fees (Invoice issuance and maintenance):||€0.36||€0.36|
Reduction in paper print-outs, use of ink, toner, saving costs on the physical storage of invoices, etc.
The electronic exchange of invoices substantially reduces the time taken to manage them.
In terms of archiving invoices, accounting, storage...
The use of digital certificates guarantees the integrity of the invoices and the authentication of the issuer.
In digital format and in the long term.
Reduction of repetitive tasks, human error, internal coordination, avoids the duplication of tasks...
Innovation with regard to customers and a competitive and comparative advantage over the competition.
It makes collection and payment procedures more dynamic, increases visibility in terms of spotting possible late payments, and facilitates and speeds up the provision of information for inspection purposes.
Act 56/2007, regarding Measures to Promote the Information Society (LMISI), and Act 30/2007, regarding Public Sector Contracts, both establish the mandatory use of electronic invoices when awarding public state sector contracts.
With our platform, integrating electronic invoicing into your company is simple. The entire invoicing process continues in exactly the same way right up to the last stage.
Instead of printing out and sending paper invoices, they will be transformed, signed, and sent electronically using the e-invoicing platform.
The e-invoicing platform is integrated into our electronic banking system. You do not need to install any new applications. Just sign into your electronic banking and you can issue invoices electronically:
Digital invoices are fully valid in legal terms in Spain, completely comparable to paper invoices.
If you have already asked your branch of Grupo Cooperativo Cajamar to register you on the platform, simply log into electronic banking, and you will find the E-INVOICING tab. Click on it to access your e-invoicing platform, where you will find all the options to manage your electronic invoices.
Our electronic invoicing platform is fully integrated into certain management programmes: Facturaplus Elite, Eurowin 8.0, Sicalwin, B2B Router, Digifactin, Dimoni, Ewin Eniac, etc. In these cases, your management programme will allow you to send and receive invoices without having to log into our electronic banking.
If your management programme is not integrated with our platform, you will have to export invoices to Facturae or UBL, and then access the electronic invoicing platform in order to import them.
If your customers have registered with our platform, invoices will appear in their ‘invoices for payment’ section as soon as you issue them. They will also receive them automatically if they use the invoicing platforms of Bankinter, Caja Madrid, Bancaja, Caixa Catalunya, Gobierno de la Rioja and Facturpyme.
If your customer is not registered with any of the above platforms, they will receive an email informing them that they have received an invoice and that they must register. To do that, they must use two codes: they will receive one in that same e-mail, and you must generate the other one using the option Tools > Settings > Manage codes.
Your customers can check at any time if they have received any invoices by clicking on the option ‘invoices for payment’. You can also ask for an e-mail to be sent to the recipient advising them that an invoice has been sent. To do that, go to the option Tools > Settings > Notifications
Under the option ‘invoices for payment’ you will see any invoices you have been sent by any of your suppliers who also use our platform or the platforms of Bankinter, Caja Madrid, Bancaja, Caixa Catalunya, Gobierno de la Rioja and Facturpyme.
With our platform, managing your electronic invoices is easy. To find the answers to any questions you might have, check out our handbooks: