Credit account

Cash Flow

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Cash Flow

Risk indicator of the current account associated.

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Cajamar Caja Rural is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

Through a current account, with all possible types of services and accounting movements allowed (cheques, direct debits, standing orders, direct deposits, transfers, cash deposits, and any other type of deposit), by allocating a maximum availability limit or debit balance, your company, having previously taken out a credit policy, can optimise its cash management flows, since it only pays interest on debit balances, and also earns interest on credit balances.

  • Maximum term: up to 12 months with optional renewal.
  • Method of payment: at maturity, for the withdrawn balance.
  • Frequency of interest payments: quarterly.
  • Guarantees: Personal, mortgage-backed, or mixed.
  • Limit: up to 100% of estimated requirements.
  • Interest rate: fixed or variable, optionally. As with fees, interest rates are negotiated through our branches.
  • Fees: arrangement fee and a fee charged on the unused balance.

Highlights: availability and optimisation of the company’s cash management flows.