Professional PLUS Flat Rate

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Risk indicator of the current account associated.

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Cajamar Caja Rural is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

Flat Rate for products that include the deposit account, the Virtual Office and the most common banking services:

4 transactions a month for each of the following services via On-line Banking:

  • Transfers in euros to other accounts of the entity, to another account in an entity of the GCC and to another SEPA entity. The fifth and successive transactions in the same month will be charged at the current rate.
  • The following services are unlimited:
  • Deposit of cheques in euros.
  • Transfers by On-line Banking.
  • National Hal Cash Money Transfers

You can enjoy the Professional Plus Flat Rate for 0 euros/month(*) if you set up a direct debit for your Self-Employed Social Security contributions or Mutual Provident Society contributions (direct debit for all types of invoices, payment of taxes and any other deposit account service are accepted).

Furthermore, if you fulfil three of the following conditions:

  • Contributions and/or transfers to PP(**) O PPA(***) for a sum of at least €480 in the previous 12 months.
  • Contributions to a Periodic Premium Savings Policy(***) for a sum of at least €480 in the previous 12 months.
  • Average monthly balance of €10,000 in investment funds.
  • Average monthly balance of at least €3,000 in a non-interest bearing deposit account.
  • Death Insurance(****) with a minimum annual quota of €190.
  • Temporary Incapacity to Work Insurance Policy(*****) with a minimum annual quota of €200.
  • Professional Mastercard Credit Card Operations (For a sum of at least €3,000/year).

(*) This commission will be applied when the compulsory conditions and three of the optional conditions are constantly fulfilled. The holder of the Flat Rate account must be the first named account-holder of the products or services contracted.
(**)Management Entity: Cajamar Vida, S.A., EGFP, Tax Code: A-04465555. Mercantile Registry of Almería, T.838, L. O. F.1, H. AL-20409. Deposit and promoting entity: CAJAMAR Caja Rural, Sociedad Cooperativa de Crédito, Tax Code: F- 04743175. Registered in the Mercantile Registry of Almería T. 1.526, L. 0, F.1, Sheet AL-40338, Registration 1 on 31st October 2012.
(***) Insurance policies held with CAJAMAR Vida S.A., through CAJAMAR Intermediadora, Operador de Banca-Seguros Vinculado, S.L.(Tax Code: B04428223), registered in the D.G.S.F.P. under code number: OV0014
(****) Insurance policy held with CAJAMAR SEGUROS GENERALES S.A., through CAJAMAR INTERMEDIADORA Operador de Banca-Seguros Vinculado, S.L. (Tax Code: B04428223), registered in the D.G.S. and F.P. under administrative code number: OV0014.
(*****) Insurance policies held with LA PREVISIÓN MALLORQUINA de Seguros, S.A. with some or all of the aforementioned cover, through CAJAMAR INTERMEDIADORA Operador de Banca-Seguros Vinculado, S.L. (Tax Code: B04428223), registered in the D.G.S. and F.P. under administrative code number: OV0014
Consult the insurance companies with which the Operador de Banca-Seguros Vinculado has an agency contract at: www.grupocooperativocajamar.es/aseguradoras.