360° Account

loader Cargando...

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Cajamar Caja Rural is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

comisiones

YOUR 360º ACCOUNT WITH NO BANK FEES
(0€ QUARTER*)

monedas

UP TO 3% (NIR) FOR YOUR SAVINGS IN YOUR ACCOUNT(1)

tarjeta

CREDIT CARD WITH NO BANK FEES


(1) Example NIR: 3.00%. AER: 3.03%. Calculated for an account with a daily balance of 12,000€. Salary payment of 645.30€ per month. Maintenance fee 0€ and quarterly interest payments.

FOR YOUR EVERYDAY NEEDS... OPEN YOUR 360º ACCOUNT WITH NO MAINTENANCE FEES (0€ QUARTER*)

Enjoy your 360º ACCOUNT WITH NO MAINTENANCE FEES, by fulfilling the following conditions:

  • Having your salary deposited directly into the 360º Account (Minimum monthly salary payment of 645.30€)
  • Being a shareholder with a subscription and maintaining contributions amounting to an average quarterly balance of 1000€
(*) In the event that one or both of these conditions is breached, or the account holder defaults on a payment owed to the bank, the standard contract maintenance fee shall be applied.

Also take advantage of:

  • 5 transfers per month, in €, either internal or between other banks in the Group
  • 5 transfers per month, in €, either nationally or between countries in the European Economic Area
  • Paying in unlimited cheques in €, issued by financial institutions in Spain


logo cuenta 360 mini

FOR YOUR SAVINGS... TAKE ADVANTAGE OF ITS SPECIAL REMUNERATION

Also enjoy very special remuneration for your savings:

  • If your daily balance in the 360º Account is more than 1000€ and you have your Virtual Bank Branch
  • If you have an active Visa Classic or Standard Mastercard credit card

And also if you have taken out at least TWO of the following products:

  • Contributions to Pension Plans or Assured Savings Plans, for an amount equal to or greater than 480€
  • Periodic or one-off contributions to Life Savings Assurance with Periodic Premiums, for an amount equal to or greater than 480€
  • Taking out or having a Life Insurance Policy, with a minimum guaranteed capital of 50,000€
  • Taking out or having a Home Insurance Policy, with a minimum annual premium invoice of 190€
  • Taking out or having a Death Insurance Policy, with a minimum anual Premium invoice of 190€
  • Contratación o tenencia de un Seguro de ILT, con una prima de recibo anual mínima de 200€
  • Saldo medio mensual de 10.000€ en fondos de inversión.
From 1000.00€ to 3000.00€ NIR:1,50%(1)
From 3001.00€ to 12,000.00€ NIR:3,00%(2)

(1) Example NIR: 1.50%. AER 1.51%. Calculated for an account with a daily balance of 3000€. Salary payment of 645.30€ per month. Maintenance fee 0€ and quarterly interest payments.

(2) Example NIR: 3.00%. AER: 3.03%. Calculated for an account with a daily balance of 12,000€. Salary payment of 645.30€ per month. Maintenance fee 0€ and quarterly interest payments.



logo cuenta 360 mini

FOR YOUR PAYMENTS... TAKE ADVANTAGE OF A CARD WITH VERY SPECIAL CONDITIONS

  • Because holders of the 360º ACCOUNT WITH NO MAINTENANCE FEES will have a Credit Card with special conditions:
    • Issue fee (new cards): 0€
    • Maintenance fee: 0€/quarter(*)
(*) At the time of settling the card maintenance fee, the credit card holder must still be a 360º Account holder, having a salary payment for an amount equal to or greater than 645.30€ deposited directly into the bank or a registered share capital equal to or greater than 1000€ and a quarterly purchasing volume associated to the credit card equal to or greater than 600€ during the settlement period. In the event of breach, the maintenance fees indicated in the general contract conditions shall apply.