Rentas Vitalicias Ganancia PIAS (Life Annuity)

loader Cargando...

Savings insurance

Special Single Premium savings product for holders of an Individual Systematic Savings Plan (PIAS) who, once they have held this plan for five years from the payment of the first premium, do not wish to pay tax on the returns generated.


  • This is a guaranteed Life Annuity insurance product that reimburses unused premiums. It has a single premium payment and is linked to a benchmark asset.
  • In the event of survival, a guaranteed amount will be paid monthly in the form of a life annuity, and in the event of death, the beneficiary will receive the amount of any premiums paid minus any income paid out up to that point.
  • The excellent tax conditions are made possible by the fact that returns generated through a Systematic Individual Savings Plan are tax-exempt.
  • The minimum monthly income generated for the holder shall be 30 euros.

Insurances issued by CAJAMAR VIDA S.A. de Seguros y Reaseguros, through CAJAMAR INTERMEDIADORA Operador de Banca-Seguros Vinculado, S.L.(Tax Identification Number: B04428223), registered in the General Directorate of Insurance and Pension Funds with administrative code no OV0014, with Civil Liability insurance arranged, according to art. 21, paragraph 3, section h) of Law 26/2006, of July 17.
Go to to see which insurance providers the Linked Bancassurance Operator has agency contracts in place with.

Request more information
(in Spanish)

Do you still have doubts?, fill out the form below and we will resolve them.