It’s the best form of life-risk protection. Not only are we thinking about death, where your beneficiaries would receive financial compensation, but you should also think about you, since it offers optional guarantees such as Absolute and Permanent Disability, in the event of which you would receive the corresponding amount agreed in the policy.

Our day to day is busy, full of constant comings and goings to work, school, shopping, with so many possible unforeseen events for which we have to be prepared, not only for ourselves, but also for our loved ones.

Yes, and you should make sure you know what they are, for example:

1. Suicide (during the first year of the policy).
2. Professions classified as “high risk”.
3. Professional participation in sports competitions.
4. Accidents that occur whilst under the influence of alcohol, drugs, narcotics, etc.

Any one between the ages of 14 and 74 can be insured. The death cover will be maintained until the age of 75 and the disability guarantee (optional) until the age of 65.

It is an annual insurance policy renewable up to the maximum age stipulated in the policy.