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General T&Cs, contracts, and other documents

Cuentas a la vista(in Spanish) (PDF 1,05 MB.) Depósito a plazo(in Spanish) (PDF 511,32 KB.) Tarjeta de débito(in Spanish) (PDF 502,27 KB.) General terms and conditions for loans and mortgages Act 5/2019 (in Spanish) Insurance Securities custodianship and management contract(in Spanish) (PDF 139,33 KB.) Modification of contractual terms and conditions Andalusia. Information on loans and mortgages

Prices, charges, interest rates, limits, and fees

Rates and fees on current account overdrafts and credit account excess(in Spanish) (PDF 851,01 KB.) Quarterly information about commissions and interest rates applied or offered(in Spanish) (PDF 960,16 KB.) Maximum charges payable (in Spanish) Rates for our remote banking service Information on exchange rates and discount rates (in Spanish) Limits on taking out/using Exchange Rate Insurance Money and currency list prices (in Spanish)

Customer protection and advocacy

Customer advocacy and notes of interest Regulations governing transparency and customer protection in financial services Floor clause (in Spanish)

Documents setting out fees and the most representative services associated with a payment account

Documents setting out fees and the most representative services associated with a payment account(in Spanish) (PDF 143,4 KB.)

Applicable Fees

Wefferent Pack(in Spanish) (PDF 255,9 KB.) Basic Payment Account(in Spanish) (PDF 26,42 KB.) Carnet Jove Account(in Spanish) (PDF 354,27 KB.) Consumer Account(in Spanish) (PDF 354,07 KB.) Minor account(in Spanish) (PDF 354,34 KB.) Foreign currency account(in Spanish) (PDF 331,25 KB.) 360 Pack(in Spanish) (PDF 357,25 KB.) Basic Pack(in Spanish) (PDF 354,96 KB.) Self-management rate(in Spanish) (PDF 353,88 KB.) Individuals Welcome Rate(in Spanish) (PDF 354,12 KB.) Wefferent Ahorro(in Spanish) (PDF 333,92 KB.) Universitas UAL Pack(in Spanish) (PDF 355,44 KB.)

Other information of interest to customers

Office hours Code of Good Practices for the Sustainable Restructuring of Mortgage-Backed Debts on Primary Residences Code of Good Practices for the Renegotiation Framework for Customers with Secured Finance(in Spanish) (PDF 1,59 MB.) Payment schedule for bills not paid by direct debit (in Spanish) Mortgage Loan Access Guide (in Spanish) Statement of card transactions, model S-1 Deposit Guarantee Fund: Information for customers (In Spanish) (in Spanish) Account transfer form(in Spanish) (PDF 104,38 KB.) Guide to links(in Spanish) (PDF 96,12 KB.) Información sobre Basic Payment Account (in Spanish) Basic Information about personal data protection (in Spanish) Informative note on the extension of the term of financing operations with the guarantee of the ICO Covid-19 line(in Spanish) (PDF 102,95 KB.)
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