Accident insurance


loader Cargando...

Feel the tranquillity of being protected at all times...

With our Accident Insurance, protect yourself against the unexpected.
seguro de accidentes 2


Did you know that Accident Insurance...

  • Offers economic protection for the family?
  • Guarantees your own wellbeing and that of your family?
  • Offers absolute flexibility?
  • Has an affordable policy in relation to the coverage offered?
  • Has an extensive range of additional coverage?
  • In 2016, there were more than 600,000 traffic accidents with personal injury, which means that there were more than 70 accidents each hour?(1)
  • In 2017, there were 1,200 deaths and 4,837 hospitalisations due to traffic accidents?(2)
Even so, there are many myths...

Myths Responses
"I am in good health and don't run any unnecessary risks" Nobody is free from the risk of having an accident as the victim of an accident is sometimes due to the recklessness of others.
"I can't afford any more expenses" The cost is insignificant in relation to the risks that are covered and the pay-outs in the event of an accident.
"It's not a good time now. I'm going to think about it" Accidents don't wait for you to think about it, as our safety does not depend totally on us.
"My family does not depend on me economically" It is not just a question of covering the economic consequences of an accident, but healthcare is also provided.
"Later everything is a problem and practically nothing is covered" The contracts are extremely transparent, to ensure that the client understands what he/she is contracting and under which terms and conditions.


You can consult the guarantees of our Accident Insurance below...



MODULAR (contracting one of the three Modules)
Guarantees covered by the insurance General Coverage
For individuals with an economic activity
Specific Coverage
For individuals under the age of 23 without an economic activity
Module 1 Module 2 Module 3 Module 1 Module 2 Module 3
Death
Compensation €50,000 €100,000 €150,000
Monthly Income (5 years) €300 €600 €900
Permanent Invalidity
Compensation €50,000 €100,000 €150,000 €50,000 €100,000 €150,000
Monthly Income (5 years) €600 €1,200 €1,800 €900 €1,800 €2,700
Hospitalisation
Daily Compensation €50 €75 €100
Convalescence
Daily Compensation €25 €38 €50
Personal Assistance
Funeral Expenses €3,000 €3,000 €3,000
FLEXIBLE
Guarantees covered by the insurance General Coverage
For individuals with an economic activity
Specific Coverage
For individuals under the age of 23 without an economic activity
BASIC GUARANTEES
Death Contracted Capital
Funeral Expenses €3,000
OPTIONAL GUARANTEES
Death
Due to a heart attack or stroke Contracted Capital
Due to aggression Contracted Capital x 150%
Due to a traffic accident Contracted Capital x 200%
Both spouses involved in the traffic accident Contracted Capital x 200%
Permanent Invalidity
Due to accident Contracted Capital Contracted Capital
Due to a heart attack or stroke Contracted Capital Contracted Capital
Severe Disability Contracted Capital Contracted Capital
Due to aggression Contracted Capital x 150% Contracted Capital x 150%
Due to a traffic accident Contracted Capital x 200% Contracted Capital x 200%
Both spouses involved in the traffic accident Contracted Capital x 200% Contracted Capital x 200%
Temporary Invalidity
Daily Compensation €30 / €40 / €50 / €60 €30 / €40 / €50 / €60
Healthcare
In associated centres unlimited unlimited
In other centres €1,200 / €3,000 / €6,000 €1,200 / €3,000 / €6,000
Hospitalisation
Subsidy for hospitalisation €30 / €60 / €90 €30 / €60 / €90
Convalescence at home 50% of the subsidy contracted 50% of the subsidy contracted
Plastic Surgery
As a result of a covered accident €1,200 / €3,000 / €6,000 €1,200 / €3,000 / €6,000
Personal Assistance

Cajamar Seguros Generales Emergency Telephone Number:

911 697 471

(English-language call-center)

(1) Source: Estamos Seguros Report 2016 prepared by UNESPA.
(2) Source: On-line Magazine of the General Traffic Department published on 3 January 2018.

Insurance provided by CAJAMAR SEGUROS GENERALES S.A., de Seguros y Reaseguros, through CAJAMAR INTERMEDIADORA, Operador de Banca-Seguros Vinculado, S.L.(CIF: B04428223), entered in the D.G.S.F.P. directorate with administrative code number: OV0014, with Public Liability insurance in place, pursuant to art. 21, point 3, section h) of Act 26/2006, of 17 July.
Go to www.grupocooperativocajamar.es/aseguradoras to see which insurance providers the Linked Bancassurance Operator has agency contracts in place with.

Request more information
(in Spanish)

Do you still have doubts?, fill out the form below and we will resolve them.

Insurance Club

Protect you and yours and you will get rewards for every insurance product you take out.