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Children’s account

Risk indicator for the current account:

1 / 6

This number is indicative of the product risk, where 1/6 indicates lower risk, and 6/6 indicates greater risk.

Cajamar Caja Rural is a member of the Spanish Credit Entities Deposit Guarantee Fund. The maximum amount guaranteed actually by this Fund is 100,000 euros per depositor.

The account you want for your kids

They get their own account while learning to manage their own money. And you get peace of mind from having everything under control.

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Take care of their future

Save for them,
or for future projects.

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Teach your children the value of planning ahead.

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Control and manage everything from the App or
Online Banking.

What can you do with the children’s account?

As a parent or legal guardian you can

Make deposits

Transfer money into the account

Transfer between accounts

Make withdrawals

And of course, all without any management and maintenance fees NIR 0% AER 0%(1) while the holders are minors.

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Apply now through Online Banking or at your regular branch.

And if your children are not so little anymore...

You can give your children more autonomy to pay for small purchases while still keeping everything under control.

Tarjeta Junior - Cuenta Menores

Apply for a Junior Prepaid Card (2) with the Children’s account

  • You can top up the card and manage it directly through Online Banking and the App.
  • Your children will be able to make purchases in physical and online stores.
  • You can activate and deactivate the card at any time.

App - Cuenta Menores

Give your child access to a limited version of the App

  • They can make and receive payments through Bizum.

Discover how to do it step by step through your Online Banking. See infographic.

How to open a Children’s Account

In order to open a Children’s Account, you must be a customer, and the child or children must be registered with the entity. Si ya están dados de alta, puedes abrir la cuenta desde:

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Online Banking

See infographic

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At your regular branch

If you want to open a Children’s Account but your children are not registered, you can do so through Online Banking (see infographic) or your regular branch (bringing a form of ID for the child you wish to open the account for).

If you want to go a step further...

Hucha - Cuenta Menores

Link to Electronic Money Bank

So that any rounded-up amounts or specific amounts you have defined are paid into the Children’s account.

Go to Electronic Money Bank

Your questions answered

(1) As long as the purpose of the account is a means for the child to save, and the holder / holders of the account are minors when the maintenance fee is chargeable, it will be €0, otherwise the maintenance fee will be €30 quarterly.

AER -1,33% for a NIR 0% calculated for a 12-month term assuming a constant daily balance of €9,000 during the liquidation period.

AER -3,94% for a NIR 0% calculated for a 12-month term assuming a constant daily balance of €3,000 during the liquidation period.

(2) Issuance fee for junior prepaid card: €0. Maintenance charge: €0 as long as more than one payment is made per year with the card. Otherwise the maintenance charge is €6 per year.