At this point, when they become an adult, they will become a full account holder in their own right. The Junior Account will become a standard account with all the features and services available.
When the account holder becomes an adult, they no longer need a legal representative on the account, so they can operate the account by themselves, and the legal representative will automatically be removed from the account.
If you want to close the account while the child is still a minor, you can do so through your regular branch like any other account.
Yes, as long as the account holder is a minor and the purpose of the account is to build up savings for the child and cover any expenses they have.
Yes, but they will have an associated cost. The account has an administration fee of €0.60 per direct debit.
Once you have opened the Junior Account, apply for the junior prepaid card from your regular branch.
As long as one or more purchases are made per year, the cost of the card will be €0, otherwise it will have a maintenance fee of €6 per year.
The legal representative can recharge it at any time via On Banking, the App or any ATM.
Once you have opened the Junior Account, you must register the child with Online Banking through your own Online Banking. Find out how to do this step by step with this infographic.
