Does compulsory insurance cover damage to the driver of the insured vehicle?

No. Compulsory insurance is liability insurance, which covers compensation for damage that the driver may cause to other people or property. Therefore, in the event of an accident, the insurance would cover liability for damage to the remaining occupants of the vehicle, but the driver would not be covered. In order to cover any bodily injury that the driver may suffer, you can take out “Driver accident” cover.