False. Your health insurance may cover part of your medical expenses but the Temporary Incapacity to Work Insurance offers compensation in the event of both illness and accident.

False. Although you have a job that is considered to be “safe”, you need the accident insurance to cover any accidental injuries that may occur at any time, even outside work.

False. An accident may occur at any time, regardless of your health and age.

False. Life insurance can provide financial protection for your family in the event of death, but it will not cover you in the event of illness or accident that does not result in death.

Wouldn't it be better to have those savings for other unforeseen events, or for retirement? With this insurance, you foresee a drop in income in the event of an accident or illness, because you can maintain your liquidity without touching your savings for a small cost.

This insurance is for both employees and self-employed workers. Although you will continue to be paid, generally speaking, there are days that you don't get paid and you will be paid between 60% and 75% of your contribution base for the other days, so the real loss can be considerable.

There are few exemptions and they do not apply in the event of an accident.

No. One of the advantages of our Temporary Incapacity to Work Insurance is its independence from the Social Security in order to get paid and continue working, as you only need a medical report.