Our personalised purchasing system allows you to defer paying for any purchase in excess of €30, any charge made to your instant access account of more than €100 or even your credit card bill payable on the first of the month. The interest rate applied is 14.50 % NIR, 15.50 % APR.
For a purchase of €1,500 deferred through our personalised purchasing system, spread over 12 months, you would pay 11 instalments of €135.03 and one final instalment of €135.08. The total amount payable will be €1,620.41 The total cost of the credit (interest) will be €120.41. French amortisation system.
