Frequently Asked Questions

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When was Cajamar Caja Rural, as it is today, founded?

Cajamar Caja Rural, Sociedad Cooperativa de Crédito is the result of a merger in the year 2000 between Caja Rural de Almería and Caja Rural de Málaga, two banking entities that began operating in 1966 and which had previously integrated the Campo de Cartagena agricultural cooperative and rural savings bank in Murcia (1989) and the Grumeco credit cooperative in Madrid (2000).

Caja Rural del Duero, which dates back to 1913 merged in 2007, followed by the merger with Caixa Rural de Balears, set up in 1972, in 2010; Caja Campo of Valencia, set up in 1964, in 2011, Caja Rural de Castellón, which dates back to 1903, in 2012 and Ruralcaja, whose activity as a credit cooperative dates back to 1946 (Caja Rural de Valencia), 1951 (Caja Rural de Alicante) and 1923 (Credicoop in Valencia). Caja rural de Canarias, founded in 1978; Credit Valencia, set up in 2001 and Caja rural de Casinos, which starts its activity in 1970; in 2013.

When did Cajamar embark on its process of expansion?

Before the year 2000, Caja Rural de Almería had expanded its activity to the Region of Murcia (1989) and to Barcelona (1990), and Caja Rural de Málaga had a few branches in the province of Cádiz (1990), Madrid (1992), Melilla (1996) and Ceuta (1998). From the year 2000 onwards, Cajamar Caja Rural embarked on its process of national expansion: Valencia and Castilla-Leon (2003), Aragon and Castilla-La Mancha (2006), Balearic Islands (2007), Cantabria (2008), Asturias (2009), Navarra and La Rioja (2010), Galicia (2011), Canary Islands ( 2013) and Extremadura (2016).

Caja Rural del Duero had previously expanded its sphere of activity from Valladolid to the provinces of Ávila and Palencia (1988) and León (1995). In 1979, Caja Campo extended its geographical scope to the province of Albacete and in 1982 to Cuenca. On the other hand, Ruralcaja had extended its activity to Tarragona in 1995, Barcelona in 1996 and Murcia in 2005.

Which activities does Cajamar focus on?

Because of its constitutive origins, Cajamar Caja Rural is a social economic entity, foundational in its nature and based on the organisation of trade unions. In accordance with its articles of association, the purpose of Cajamar Caja Rural is grounded in financial intermediation and in operations that support the real economy. As a banking entity it has a clear focus on local development, is committed to the different sectors of production, pays particularly close attention to the agri-food sector and aims its financial activity at domestic economies, self-employed professionals and small and medium sized enterprises.

When was Grupo Cooperativo Cajamar constituted?

The Cajamar Cooperative Group is a consolidable group of credit entities which was authorised and classified as an Institutional Protection System (SIP) by the Bank of Spain in December 2009. Following the 2009 and 2013 merger of Cajamar Caja Rural with Ruralcaja, CR Castellón, Crèdit València, Caja Rural de Casinos and Caja Rural de Canarias, it is now made up of Cajamar Caja Rural, Caixa Rural Torrent, Caixa Rural de Vila-real, Caixaltea, Caixa Rural Burriana, Caixa Rural Nules, Caixacallosa, Caixapetrer, Caixaalqueries, Caixa Rural San Vicent Ferrer de Vall d'Uixó, Caja Rural de Cheste, Caixa Rural d'Alginet, Caja Rural de Villar, Caixaturís, Caixa Rural Vilavella, Caixa Albalat, Caixa Rural de Almenara, Caixa Rural Vilafamés and Caixa Rural Xilxes.

It is the leading Spanish credit cooperative, with 4 million clients and 1.4 million stakeholders, 1,223 offices and over 6,091 employees. It is present in 42 provinces of Andalusia, Aragon, Asturias, Balearic Islands, Canary Islands, Cantabria, Castile-La Mancha, Castile and Leon, Catalonia, Region of Valencia, Extremadura, Galicia, La Rioja, Madrid, Navarra and the Region of Murcia, as well as in the autonomous cities of Ceuta and Melilla.

Which position does Grupo Cooperativo Cajamar hold within the sector as a whole?

Between all the banks, savings banks, rural savings bank and other credit cooperatives and financial entities operating in Spain, Grupo Cooperativo Cajamar is 15th in the national ranking.

Which are the governing bodies of the entities that make up Grupo Cooperativo Cajamar?

The governing bodies of the entities that make up Grupo Cooperativo Cajamar, by general legal mandate, are the General Assembly and the Steering Committee, and by specific mandate or statutory self-regulation, the Executive Committee (and, if required, Chief Executive Officers), Auditors, the Audit Committee and the Resources Committee.

The General Assembly is the highest body in terms of expressing social will, whereas the Steering Committee is the main governing body, responsible for senior management, the supervision of executives and representing the entity in the terms indicated by current legislation. In the case of Cajamar Caja Rural, the Executive Committee is chosen from among its members and includes a president, vice president, secretary and four ordinary members.