If you're already a customer, open your Wefferent account through Online Banking (see infographic) or the Grupo Cajamar App (see infographic).
If you're not a customer yet, become one online with your Wefferent account through our website or the Grupo Cajamar App in just 10 minutes (see infographic).
It is an online savings account, with no fees or charges, where month by month you receive the interest earned by your savings.
At this point, when they become an adult, they will become a full account holder in their own right. The Junior Account will become a standard account with all the features and services available.
We are saddened to think that you want to leave us. But if it is not what you expected, unsubscribing is very simple, from the App and without paperwork.
It is a 100% online account. If you are over 18 years old and live in Spain, you can open yours through Online Banking and the Grupo Cajamar App. If you do not have access to these channels, you will have to register for them first at your branch.
When the account holder becomes an adult, they no longer need a legal representative on the account, so they can operate the account by themselves, and the legal representative will automatically be removed from the account.
Everything you can do with any other current account, except request cheques and promissory notes.
No. This account can only be used for savings via transfers sent from another of your accounts. This account cannot be used for direct debits, cards, cheques, or as a linked account for other products such as insurance or securities accounts. For your everyday banking needs, you can open one of our instant access accounts either online or in branch.
If you want to close the account while the child is still a minor, you can do so through your regular branch like any other account.
That’s right, as long you operate over the Internet.
If, on the other hand, you trade at the branch, you will have a cost depending on the transaction and a maintenance fee of €20 per month.
APR -3.93 % - NIR 0 % calculated for a 12-month term with an assumed daily balance of €6,000 constant during the settlement period.
APR -1.98 % - NIR 0 % calculated for a 12-month term with an assumed daily balance of €12,000 constant during the settlement period.
There’s no limit. You can transfer as much or as little as you want to your account. All you have to do is transfer it.
Yes, as long as the account holder is a minor and the purpose of the account is to build up savings for the child and cover any expenses they have.
Of course. But face-to-face services will carry a transaction cost and a maintenance fee of €20 per month.
APR -3.93 % - NIR 0 % calculated for a 12-month term with an assumed daily balance of €6,000 constant during the settlement period.
APR -1.98 % - NIR 0 % calculated for a 12-month term with an assumed daily balance of €12,000 constant during the settlement period.
The interest will be paid every month into the savings account itself.
Yes, but they will have an associated cost. The account has an administration fee of €0.60 per direct debit.
Yes. Always… enjoy it ;-)
You can withdraw all or part of your savings whenever you need to, with no penalties, by transferring the required amount to one of your other accounts.
Once you have opened the Junior Account, apply for the junior prepaid card from your regular branch.
As long as one or more purchases are made per year, the cost of the card will be €0, otherwise it will have a maintenance fee of €6 per year.
The legal representative can recharge it at any time via On Banking, the App or any ATM.
Once you have opened the Junior Account, you must register the child with Online Banking through your own Online Banking. Find out how to do this step by step with this infographic.
Un autònom pot mantenir un màxim de dos comptes Autònom a l'entitat.
